Can this site tell me whether my wall is safe?
No. The self-check creates a planning checklist from your observations. Hidden conditions and structural performance need a professional assessment.
Can you help with the grant paperwork?
Application preparation and coordination are part of the paid consulting scope, with owner authorization and any required signatures or certifications. The City decides funding. Sensitive documents use a separately agreed secure workflow.
Must every seawall reach 5.7 ft NAVD88 by November 30?
No. November 30, 2026 is the grant application cutoff, subject to earlier capacity closure. Code-triggered wall upgrades and deadlines in a City notice are separate. New or substantially improved seawalls are subject to 5.7 ft NAVD88 requirements, with separate existing-wall provisions. NAVD88 is a vertical survey datum, not a wall height above ground or water.
How would direct contractor introductions work?
Direct introductions and proposal comparison are part of the consulting scope, subject to contractor participation. Any contractor relationship and compensation would be disclosed before engagement. City-published reference lists are separate from this service.
Are my self-check answers sent anywhere?
The self-check runs in your browser without submission or storage by this tool. Reloading resets the answers. There is no account or document upload.
Does homeowners insurance cover flood damage to the home?
Most homeowners policies exclude flood damage. Flood coverage for the house is a separate policy question from coverage for the seawall. Review your actual homeowners and flood policies with a licensed insurance agent.
Does insurance cover damage to the seawall itself?
Standard NFIP coverage generally excludes standalone seawalls. Private policies and foundation-support circumstances need individual review. Ask a licensed agent about the exact structure, policy wording, exclusions, and cause of loss. Wall-damage coverage is separate from insurance for flood damage to the home and from home-policy underwriting.
Does a lower seawall automatically make my home uninsurable?
Do not assume that a wall below 5.7 ft NAVD88 makes the home uninsurable. Home-policy issuance, renewal, and pricing are separate underwriting decisions. An insurer may review property condition or require repairs. Ask a licensed insurance agent for written guidance for your property and policy.
Planning information only, not an inspection, engineering or legal advice, compliance determination, or quote. Confirm project requirements with the City and qualified professionals.